U K Government Announces Major Leasehold Reform – What It Means for Leaseholders

U K Government Announces Major Leasehold Reform – What It Means for Leaseholders

The UK government has announced major leasehold reform, including a proposed cap on ground rents for existing leasehold properties.

First-Time Buyer Support in 2026

First-time buyer support in 2026 includes high LTV mortgages, government schemes, and smart strategies to help buyers

Hidden Mortgage Costs Most UK Buyers Forget (And How to Budget for Them)

Saved your deposit but still short on funds? Discover the hidden mortgage costs UK buyers often forget, and how to budget properly.

A January Surprise: Why Asking Prices Jumped & What It Means for Mortgages in 2026

Latest data shows asking prices up sharply in January 2026 — discover what this means for buyers, mortgage strategy and market expectations

Why Your Mortgage Application Was Declined – Even When Everything Seemed Fine

A mortgage application can be declined even when your income, deposit and credit score look fine. Here’s why lenders say no.

How health changes or long-term illness can affect your mortgage

If your health has changed or you’re living with a long-term illness, you may be worried about how this affects your mortgage options.

What Counts as Financial Commitments When Applying for a Mortgage?

Understanding what counts as financial commitments can make or break a mortgage application. From credit agreements to childcare

Buying an Investment Property or Second Home: How It Affects Your Financial Commitments and Affordability

Buying an investment property or second home increases your financial commitments and can affect your debt-to-income ratio.

Starting a Family: Do I Need to Tell My Mortgage Broker – and When?

Planning a family can impact your mortgage, but do you need to tell your broker, and when? Here’s everything you need to know

I’m Changing My Job – What Do I Need to Do About My Mortgage?

Starting a new job? It might affect your mortgage application. Here’s what lenders look for – and how to keep your plans on track
home purchase mortgage

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Mortgage applications are subject to status. The rates detailed are for illustrative purposes only and may not be applicable for your circumstances. Our advisors will be able to discuss the full range of products on offer that suit your criteria.

Mortgage applications are subject to status. The rates detailed are for illustrative purposes only and may not be applicable for your circumstances. Our advisors will be able to discuss the full range of products on offer that suit your criteria.
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This illustration is not a quotation under the Consumer Credit Act. Any figures quoted are subject to validation of income, credit checks and a property valuation. View our latest mortgage rates on our home page to find a selection of mortgage products. Alternatively, let one of our mortgage experts handle it for you. They’ll find the right mortgage for you and manage the process from start to finish.