Your Trusted Nottingham Mortgage
Advisor & Broker
We are a Nottingham mortgage broker and advisor with experts in Home Purchase, Buy to Let, Remortgages and Adverse Credit
Mortgage Services in Nottingham
Whether you’re looking into buying your first home or seeing what remortgage options there are, getting the right mortgage in Nottingham is one of the biggest and most important financial decisions you’ll have to make. Nottingham mortgages have a lasting impact on your financial stability, so it’s vital you get it right, and that’s where we come in to help.
At Your Mortgage Shop, we recognise the complexities involved in selecting the best mortgage product that suits your unique circumstances. We know that every client’s situation is different, and that’s why we’re committed to providing you with personalised guidance every step of the way.
Expert Nottingham Mortgage Advice
Our team of mortgage advisors in Nottingham can help you get a better understanding of the options that are available and will explain to you what the long-term implications are of each option. When you work with us, we will assess your financial situation, discuss your specific goals and their requirements, and make sure you have all the needed information so you can make a well-informed decision. We will help you along the whole process, from the first consultation all the way to securing your mortgage, and we are dedicated to making the process as smooth and stress-free as possible. We offer everything from adverse credit mortgages to buy-to-let mortgages, so get in touch today to see how Your Mortgage Shop can help you secure the best mortgages in Nottingham.
Experts in Home Purchase, Buy to Let, Remortgages and Adverse Credit
Home Purchase
Our Nottingham mortgage advisors will examine your circumstances and search the market to find the most suitable products to enable you to fund your house purchase.
Remortgage
If you are looking to re-finance your home, restructure your payments or change you repayment term, our expert team can help!
Buy to let
If you are buying or refinancing your investment, it’s important to know you have an experienced Nottingham mortgage broker on your side!
Adverse Credit
Adverse credit simply means that you have a poor credit repayment record. If you are trying to find a mortgage but are aware that you have had problems in the past with your credit history, then you may need to apply for an adverse credit mortgage. Contact us to see if we can help!
Nottingham Mortgages FAQs
What types of mortgages in Nottingham do you offer?
We offer a range of mortgage options, including first-time buyer mortgages, buy-to-let mortgages and even remortgages. Our local advisors are here to help you find the option that best fits your financial situation and property goals.
How much deposit do I need for a mortgage in Nottingham?
The deposit required can vary depending on the type of mortgage and specific lender criteria, but most mortgages in Nottingham typically require between 5% to 20% of the property’s value. Our team can help you assess your options based on your deposit and financial profile.
Can I get a mortgage in Nottingham with a low credit score?
Yes, there are still options if you have a lower credit score. We work with a variety of lenders, including those who provide products for people with adverse credit backgrounds. Our advisors can explore these options with you to find a suitable solution.
How does the mortgage application process work?
The process begins with an initial consultation with one of our Nottingham mortgage advisors. We’ll assess your financial situation, discuss your goals, and help you find the most suitable mortgage options. After that, we will guide you through each of the necessary steps until your new mortgage is approved and secured.
What’s the difference between a fixed-rate and a variable-rate mortgage?
A fixed-rate mortgage locks in your interest rate for a set period, while a variable-rate mortgage may fluctuate over time. Our Nottingham mortgage advisors will explain the positives and negatives of both options and help you make an informed choice that suits both your needs and the local market.
Nottingham Mortgages Information
A big thank you for all your help and advice on many years. Next month will be our last mortgage payment – we don’t think we’d have been able to do it without you!
Mr McKenzie
We just wanted to say a huge thank you for all your help, support and guidance in getting us our first mortgage – scary stuff!!!! You made the whole process so much easier, we have no doubt in recommending you to our family and friends.
Jackie and Tim
Thank you for all your hard work! Today is completion day for us because of you we have just ought our forever home. We can’t thank you enough!
Gemma and Mark
Mortgage Quote Calculator
Mortgage applications are subject to status. The rates detailed are for illustrative purposes only and may not be applicable for your circumstances. Our advisors will be able to discuss the full range of products on offer that suit your criteria.
Affordability Calculator
This illustration is not a quotation under the Consumer Credit Act. Any figures quoted are subject to validation of income, credit checks and a property valuation. View our latest mortgage rates on our home page to find a selection of mortgage products. Alternatively, let one of our mortgage experts handle it for you. They’ll find the right mortgage for you and manage the process from start to finish.