Fee-free, independent mortgage advisors in Nottingham with full access to the
mortgage market!

At Your Mortgage Shop, we offer a comprehensive range of mortgage and protection services tailored to your individual needs. Whether you’re a first-time buyer, home mover, looking to remortgage, or investing in a buy-to-let property, our team of experienced mortgage advisors in Nottingham will guide you every step of the way.

We also specialise in mortgages for self-employed applicants, complex income cases, and those with poor credit histories. In addition to mortgage advice, we offer expert guidance on life insurance, contents protection, critical illness cover, and mortgage payment protection, helping you safeguard your financial future. Our advice is always independent, honest, and designed to give you peace of mind.

An independent mortgage store is a local business where you can access unbiased mortgage advice from professionals who are not tied to any specific lender. Unlike banks or in-house brokers, an independent mortgage store like Your Mortgage Shop works with a wide panel of mortgage lenders across the whole market.

This means we can help you find the most suitable deal based on your individual circumstances, not just a limited selection. Whether you’re looking for high-street rates or more flexible lending criteria, we’ll explore all available options and explain everything in plain English, so you can make an informed decision with confidence.

Yes, absolutely. You can shop for a mortgage in person at our welcoming mortgage advice store. We understand that arranging a mortgage can feel overwhelming, so we offer face-to-face appointments in a relaxed, local setting. Our experienced advisors take the time to understand your needs, explain your options clearly, and guide you through every step of the process. Whether you’re just starting to explore your mortgage options or ready to apply, visiting our mortgage shop gives you direct access to tailored, independent advice you can trust.

As one of the leading independent mortgage advisors in Nottingham, we pride ourselves on providing a personal, customer-first service. Unlike some brokers who only offer products from a limited panel, we’re truly independent, giving you access to a wide range of lenders and mortgage deals.

We’re based locally with offices in Mapperley, Arnold and Carlton and have built long-standing relationships within the Nottingham community, including with estate agents, solicitors, and local businesses. Our friendly, jargon-free approach, combined with expert knowledge and a focus on long-term client care, sets us apart from national chains or comparison sites. We’re not here for a quick sale, we’re here to support you for life.

Yes, we are an excellent choice for first-time buyers. Our experienced team understands how stressful buying your first home can be, so we offer dedicated support throughout the process. As a trusted mortgage broker in Nottingham, we help first-time buyers work out what they can afford, explain deposit and scheme options, and help you understand every part of the mortgage journey.

We also provide tailored advice on schemes such as Shared Ownership, Lifetime ISAs, and Deposit Unlock, as well as help with budgeting, protection planning, and paperwork. From the moment you start house hunting to the day you get your keys, we’re with you every step of the way.

Yes, and that’s exactly what we offer. As an independent mortgage broker, we provide access to a wide selection of mortgage products from across the market, including lenders that aren’t available directly to consumers. Our advice is completely impartial and always focused on what’s best for you. Whether you’re employed, self-employed, buying your first home or your fifth, we’ll assess your situation and recommend options that suit your financial goals. We also stay up to date with the latest lender criteria, helping to improve your chances of approval with minimal stress.

Choosing a mortgage broker store like Your Mortgage Shop instead of going directly to a bank can offer several key benefits. Banks only offer their own mortgage products, which means you might miss out on better rates or more flexible criteria available elsewhere.

As independent mortgage brokers, we compare deals from a wide range of lenders, some of which offer exclusive rates through brokers. We also handle all the paperwork, liaise with lenders, and help ensure your application is positioned to succeed. Plus, with our in-person service and ongoing support, you’re never left feeling like just another customer, we genuinely care about helping you find the right mortgage for your situation.

Yes, our team of mortgage advisors in Nottingham covers all areas across the city and surrounding towns, including Mapperley, Arnold, Carlton, Gedling, and beyond. Whether you prefer an in-person meeting at one of our offices or a telephone consultation, we make it easy to access expert advice wherever you’re based. Our local knowledge means we understand the Nottingham housing market and can offer guidance that’s relevant to your location, whether you’re buying a home in the city centre, moving to a village on the outskirts, or investing in rental property.

Absolutely. If you’ve been turned down by a high-street bank or another lender, don’t give up, we may still be able to help. As independent mortgage brokers, we have access to a wide range of specialist lenders who are more flexible with things like credit history, employment type, or income structure. We’ll take time to understand why your application was declined and explore alternative solutions to improve your chances of securing a mortgage. Whether you’re self-employed, have missed payments, or simply don’t meet typical criteria, we’ll work hard to find a solution that works for you.

Booking an appointment with Your Mortgage Shop is simple. You can call us directly, complete our online enquiry form, or pop into one of our mortgage shops to arrange a convenient time. We offer both face-to-face and telephone consultations, and we’re happy to work around your schedule. Whether you’re ready to apply for a mortgage or just exploring your options, our independent mortgage advisors in Nottingham are here to help you every step of the way.