How we can help

The fact that you have bad credit does not necessarily mean that you cannot get a mortgage. There are specific adverse mortgage lenders that specialise in mortgage lending to people with a poor credit history. Please be aware that your mortgage options may be more limited than if you have a good credit score, and that interest rates may be higher if you have a bad credit rating, but adverse credit mortgages are available.

The good news is that by making regular and timely repayments to adverse mortgages, you can over time repair your credit history and restore your good credit. If you make your repayments on time, they will count towards your credit history as a positive, and slowly you will become more creditworthy. Our adverse mortgage advisors will use their skills to search the market and give you an honest appraisal of your options. We won’t entice you with unobtainable rates that are advertised on comparison websites, but we will use our knowledge of the mortgage market to try and find the best deal for your circumstances.

If you’d like to talk to us about getting an adverse credit mortgage, fill out the form below. Otherwise, give us a call and speak directly to an advisor on 0115 962 0777 or 0115 955 2323. Alternatively, visit one of our Nottingham branches in Arnold or Mapperley.

Adverse Credit Mortgage

Bad Credit form



Would you like one of our independent advisors to call you back?