Arranging the numbers to find the best mortgage for you!
When looking for a mortgage in the Nottingham area, you need to make sure you choose the right product for your circumstances. At The Independent Mortgage Shop we make that process simple for you. We have access to the entire mortgage market, offering you the latest rates from all the lenders. As an independent Nottingham based mortgage advisory service, we can search the market to find the best product to suit your circumstances.
Our team of advisors are continually searching the mortgage market to find the best rates. Our latest rates panel below shows some of the current deals that are available in the market place for new purchases, remortgages and buy-to-let investments. Our mortgage and repayment calculators can also help give you an illustration of what level of borrowing and rates are affordable for you.
So whether you are looking for your first mortgage, changing from your current lender or even venturing into the buy-to-let market, The Independent Mortgage Shop can offer you a wide range of choice.
Your Mortgage Shop do not charge a booking fee for this product
Mortgage Details
Mortgage Type
Home Purchase
Lender
Hinckley and Rugby Building Society
Product Name
H&R 90% Lifetime Variable
Initial Rate
4.64% Term
Subsequent Rate
4.64% Term
Overall Cost
4.90% APR
Special Deal
Offset availability and free valuation
Product Description
Hinckley and Rugby Lifetime Variable
Fees
Lender's Arrangement Fee
£695.00
CHAPS Fee
N/A
Lender Booking Fee
£395.00
Deposit Level Required
10%
Valuation Fee
N/A
Legal Fees
N/A
Early Repayment
N/A
Your Mortgage Shop do not charge a booking fee for this product
Mortgage Details
Mortgage Type
Home Purchase
Lender
Nottingham Building Society
Product Name
NBS 85% Fixed
Initial Rate
4.49% 2 years
Subsequent Rate
6.14% Term
Overall Cost
6.10% APR
Special Deal
Free Valuation
Product Description
Nottingham Building Society 2 year fixed
Fees
Lender's Arrangement Fee
£800.00
CHAPS Fee
£30.00
Lender Booking Fee
£195.00
Deposit Level Required
15%
Valuation Fee
N/A
Legal Fees
N/A
Early Repayment
180 days interest
Your Mortgage Shop do not charge a booking fee for this product
Mortgage Details
Mortgage Type
Home Purchase
Lender
Accord Mortgages
Product Name
Accord 85% Tracker
Initial Rate
3.69% 2 years
Subsequent Rate
5.99% Term
Overall Cost
5.80% APR
Special Deal
None
Product Description
Accord Mortgages 2 year tracker
Fees
Lender's Arrangement Fee
£400.00
CHAPS Fee
£30.00
Lender Booking Fee
£95.00
Deposit Level Required
15%
Valuation Fee
£235.00
Legal Fees
N/A
Early Repayment
2% of outstanding loan amount
Your Mortgage Shop do not charge a booking fee for this product
Mortgage Details
Mortgage Type
Home Purchase
Lender
Abbey
Product Name
Abbey 8% Fixed
Initial Rate
4.29% 2 years
Subsequent Rate
4.24% Term
Overall Cost
4.50% APR
Special Deal
Free valuation and £250 cashback
Product Description
Abbey 2 year fixed rate
Fees
Lender's Arrangement Fee
£995.00
CHAPS Fee
£35.00
Lender Booking Fee
N/A
Deposit Level Required
20%
Valuation Fee
N/A
Legal Fees
N/A
Early Repayment
3% of outstanding loan amount
Your Mortgage Shop do not charge a booking fee for this product
Mortgage Details
Mortgage Type
Buy To Let
Lender
TMW
Product Name
TMW 80% Fixed
Initial Rate
5.49% 3 years
Subsequent Rate
4.99% Term
Overall Cost
5.70% APR
Special Deal
None
Product Description
TMW 3 year fixed rate
Fees
Lender's Arrangement Fee
3% of the loan amount
CHAPS Fee
£35.00
Lender Booking Fee
N/A
Deposit Level Required
20%
Valuation Fee
£365.00
Legal Fees
N/A
Early Repayment
5% of outstanding loan amount
Your Mortgage Shop do not charge a booking fee for this product
Mortgage Details
Mortgage Type
Buy To Let
Lender
TMW
Product Name
TMW 75% Tracker
Initial Rate
3.99% 2 years
Subsequent Rate
4.99% Term
Overall Cost
5.30% APR
Special Deal
None
Product Description
TMW 2 year tracker
Fees
Lender's Arrangement Fee
2.5% of the loan amount
CHAPS Fee
£35.00
Lender Booking Fee
N/A
Deposit Level Required
25%
Valuation Fee
£365.00
Legal Fees
N/A
Early Repayment
5% of the outstanding loan amount
Your Mortgage Shop do not charge a booking fee for this product
Mortgage Details
Mortgage Type
Buy To Let
Lender
TMW
Product Name
TMW 75% Fixed
Initial Rate
4.19% 2 years
Subsequent Rate
4.99% Term
Overall Cost
5.40% APR
Special Deal
None
Product Description
TMW 2 year fixed
Fees
Lender's Arrangement Fee
3% of the loan amount
CHAPS Fee
£35.00
Lender Booking Fee
N/A
Deposit Level Required
25%
Valuation Fee
£365.00
Legal Fees
N/A
Early Repayment
5% of the outstanding loan amount
Your Mortgage Shop do not charge a booking fee for this product
Mortgage Details
Mortgage Type
Buy To Let
Lender
Platform
Product Name
Platform 70% Tracker
Initial Rate
3.79% 2 years
Subsequent Rate
5.00% Term
Overall Cost
5.30% APR
Special Deal
None
Product Description
Platform 2 year tracker
Fees
Lender's Arrangement Fee
2.5% of the loan amount
CHAPS Fee
£15.00
Lender Booking Fee
N/A
Deposit Level Required
30%
Valuation Fee
£255.00
Legal Fees
N/A
Early Repayment
2.5% of the outstanding loan amount
Your Mortgage Shop do not charge a booking fee for this product
Mortgage Details
Mortgage Type
Buy To Let
Lender
Principality Building Society
Product Name
PBS 60% Tracker
Initial Rate
3.19% 2 years
Subsequent Rate
4.99% Term
Overall Cost
5.10% APR
Special Deal
Free Valuation
Product Description
Pincipality Building Society 2 year tracker
Fees
Lender's Arrangement Fee
2.5% of the loan amount
CHAPS Fee
£45.00
Lender Booking Fee
N/A
Deposit Level Required
40%
Valuation Fee
N/A
Legal Fees
N/A
Early Repayment
4% of the outstanding loan amount
Your Mortgage Shop do not charge a booking fee for this product
Mortgage Details
Mortgage Type
Remortgage
Lender
Nottingham Building Society
Product Name
NBS 85% Fixed
Initial Rate
4.75% 3 years
Subsequent Rate
6.14% Term
Overall Cost
6.00% APR
Special Deal
Free Valuation and legal fees
Product Description
Nottingham Building Society 3 year fixed
Fees
Lender's Arrangement Fee
£800.00
CHAPS Fee
£30.00
Lender Booking Fee
£195.00
Deposit Level Required
15%
Valuation Fee
N/A
Legal Fees
N/A
Early Repayment
180 days interest
Your Mortgage Shop do not charge a booking fee for this product
Mortgage Details
Mortgage Type
Remortgage
Lender
Furness Building Society
Product Name
FBS 80% Fixed
Initial Rate
4.69% 2 years
Subsequent Rate
5.44% Term
Overall Cost
5.00% APR
Special Deal
Free Valuation and Legal fees
Product Description
Furness Building Society 2 year fixed
Fees
Lender's Arrangement Fee
N/a
CHAPS Fee
£20.00
Lender Booking Fee
N/A
Deposit Level Required
20%
Valuation Fee
N/A
Legal Fees
N/A
Early Repayment
5% of outstanding loan amount
Your Mortgage Shop do not charge a booking fee for this product
Mortgage Details
Mortgage Type
Remortgage
Lender
Furness Building Society
Product Name
FBS 80% Variable
Initial Rate
3.29% 3 years
Subsequent Rate
5.44% Term
Overall Cost
5.00% APR
Special Deal
Free valuation and legal fees
Product Description
Furness Building Society 3 year variable
Fees
Lender's Arrangement Fee
N/a
CHAPS Fee
£20.00
Lender Booking Fee
N/A
Deposit Level Required
20%
Valuation Fee
N/A
Legal Fees
N/A
Early Repayment
3% of outstanding loan amount
Your Mortgage Shop do not charge a booking fee for this product
Mortgage Details
Mortgage Type
Remortgage
Lender
Hanley Economic Building Society
Product Name
HEBS 75% Lifetime Variable
Initial Rate
2.99% Lifetime
Subsequent Rate
2.99% Term
Overall Cost
3.00% APR
Special Deal
Rate discounted for term
Product Description
Hanley Economic Lifetime Variable Rate
Fees
Lender's Arrangement Fee
N/a
CHAPS Fee
£25.00
Lender Booking Fee
N/A
Deposit Level Required
25%
Valuation Fee
N/A
Legal Fees
N/A
Early Repayment
N/A
Your Mortgage Shop do not charge a booking fee for this product
Mortgage Details
Mortgage Type
Remortgage
Lender
Woolwich Building Society
Product Name
WBS 75% Fixed
Initial Rate
4.19% 2 years
Subsequent Rate
3.29% Term
Overall Cost
3.50% APR
Special Deal
£300 cashback
Product Description
Woolwich Building Society 2 year fixed
Fees
Lender's Arrangement Fee
N/a
CHAPS Fee
£35.00
Lender Booking Fee
N/A
Deposit Level Required
25%
Valuation Fee
N/A
Legal Fees
N/A
Early Repayment
3% of outstanding loan amount
Your Mortgage Shop do not charge a booking fee for this product
Please note: Mortgage applications are subject to status. The rates detailed are for illustrative purposes only and may not be applicable for your circumstances. Our advisors will be able to discuss the full range of products on offer that suit your criteria.
Insurance
If you've found the ideal mortgage, you may need to tailor an insurance to cover it. We have access to highly competitive rates for Home Insurance, Life Insurance, Mortgage Payment Protection Plans and Critical Illness Cover.
We have access to the whole mortgage market letting us search for the best deals. There are dozens of websites and price comparison sites which claim to offer you a full choice, but remember that not all the lenders advertise on these sites.
Please note: Mortgage applications are subject to status. The rates detailed are for illustrative purposes only and may not be applicable for your circumstances. Our advisors will be able to discuss the full range of products on offer that suit your criteria.
Request a Call Back
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This mortgage site is only directed at persons within the UK. Please note: Mortgage applications are subject to status. The rates detailed are for illustrative purposes only and may not be applicable for your circumstances. Our advisors will be able to discuss the full range of products on offer that suit your criteria.
Your initial consultation is obligation fee. You can choose how you pay for mortgage advice. Pay a fee, usually 1% of the loan amount or we can accept commission from the lender. Your home may be repossessed if you do not keep up repayments on your mortgage.
The Independent Mortgage Shop is a trading name of David James Mortgage Services Limited which is authorised and regulated by the Financial Services Authority. Registered in England No. 4679298. Registered Office 45b Plains Road, Mapperley, Nottingham, NG3 5JU.
